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Terms & Conditions

 
IDENTITY PAY3
 
The new and easy INTEREST FREE way to pay for your loved items.
 
 
HOW IT WORKS
 
 
Get what you love NOW and pay for it over 3 easy interest-free payments!
 
PAY3 allows you to split purchases into 3 interest-free payments: a single upfront payment at the time of purchase (this amount could be up to 50% of the purchase amount - our store staff will let you know your initial payment amount at the time of your purchase) followed by two equal monthly payments.
 
No proof of income required.
 
 
WHAT YOU NEED TO APPLY
 
 
You must be 18 years or older
 
You must provide a valid contact number or email address
 
Valid proof of identity
 
 
WHAT YOU NEED TO KNOW
 
 
PAY3 may not be used to purchase cell phones, airtime or gift cards.
 
You may make a maximum of 6 concurrent purchases (across Identity and Truworths) at any one time.
 
When making a payment on PAY3 you can either pay in store, via EFT, or at an ATM using your 14 digit PAY3 number that will appear on your statement.